• Posts by Gary Barrera
    Posts by Gary Barrera
    Partner

    Gary Barrera is an insurance authority with more than 20 years of experience in the industry as both an attorney and claims professional. Skilled in litigation, Mr. Barrera has extensive experience analyzing coverage for a variety ...

Every insurance policy has a maximum limit on the dollar amount that the policy will pay for a covered claim.  Some policies also contain sublimits that apply to specific types of losses.  Policyholders may mistakenly believe that these sublimits are in addition to the primary coverage limits that are available under the policy.  In reality, sublimits restrict or cap the maximum dollar amount that a policy will pay for a risk that is subject to the sublimit, regardless of the total primary coverage amount listed in the policy. 

Categories: Business, Litigation

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