Posts by Gary BarreraPartnerGary Barrera is an insurance authority with more than 20 years of experience in the industry as both an attorney and claims professional. Skilled in litigation, Mr. Barrera has extensive experience analyzing coverage for a variety ...
Every insurance policy has a maximum limit on the dollar amount that the policy will pay for a covered claim. Some policies also contain sublimits that apply to specific types of losses. Policyholders may mistakenly believe that these sublimits are in addition to the primary coverage limits that are available under the policy. In reality, sublimits restrict or cap the maximum dollar amount that a policy will pay for a risk that is subject to the sublimit, regardless of the total primary coverage amount listed in the policy.
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Recent Posts
- A Plaintiff, a Defendant, and a Judge Walk Into an AI Trap
- Watch Out For Insurance Policy Sublimits That Can Result In Less Coverage For Claims
- A Prevailing Plaintiff On A Financial Elder Abuse Claim Is Entitled To An Award Of All Fees Intertwined With The Prosecution Of Such A Claim Which Includes The Successful Defense Of A Competing Claim For Elder Abuse
- A Derivative Plaintiff Who Defeats an Initial Bond Motion Must Still Pay the Ordinary Costs that Go to the Victor if They Lose at Trial
- Density Bonus Agreement Survives Foreclosure: California Court Rules Affordable Housing Covenant Equivalent to Permit Condition
- Can You Contract Away Your Right to a California Jury Trial? The California Supreme Court Clarifies the Limits of Forum Selection Clauses in Contracts Formed in California
- Federal Judges Find Use of Copyrighted Books to Train AI is Fair Use But Differ in How They Get There
- Trademarks in the Age of AI: The Emerging Legal Battlefield for Brand Owners and Users of Generative AI
- Considerations in Enforcing a Broad Release and Waiver of Liability Form
- Recent California Supreme Court Decision Encourages Parties to Make Reasonable Settlement Offers (aka a 998 Offer) as Early as Possible
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